phiFolio

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phiFolio

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Privacy Policy — Effective April 2026

1. Data We Collect

Device Identifier — We generate an anonymous device ID (Apple's vendor identifier or a random UUID) to rate-limit API requests and prevent abuse. This ID is not linked to your name, email, or Apple ID. Ticker Lookups — When you search for or view a stock, the ticker symbol and request source are logged to our server to prioritize data freshness for popular tickers. AI Chat Content — If you use the AI research feature, your chat messages are sent to our server proxy, which forwards them to Google Gemini. We do not store conversation history on our servers. AI responses are generated by third-party models and may be inaccurate, incomplete, or misleading. rarePixel LLC does not control, curate, or verify AI-generated output and is not responsible for any content produced by these models or any actions taken based on such content.

2. Data We Do NOT Collect

We do not collect your name, email address, phone number, location, contacts, photos, browsing history, or advertising identifiers. We do not use any third-party analytics, advertising, or tracking SDKs. We do not use Apple's App Tracking Transparency framework because we do not track you.

3. Data Stored On Your Device

Your portfolio holdings, trades, watchlists, price alerts, and preferences are stored locally on your device. This data never leaves your device unless you choose to back it up to iCloud (see below).

4. iCloud Backup

If you enable iCloud backup in Settings, your holdings, portfolios, and watchlists are encrypted with AES-256-GCM before being stored in your personal iCloud Key-Value Store. The encryption key is stored in your iCloud Keychain. We cannot access your iCloud data.

5. In-App Purchases

Subscription purchases are processed entirely by Apple. We do not receive or store your payment information.

6. Third-Party Services

Supabase hosts our database and API proxy, receiving anonymous device IDs and ticker requests. Google Gemini powers AI research features, receiving chat messages routed through our server proxy. Financial market providers supply stock prices and fundamentals fetched through our server; your device ID is not shared with upstream data providers.

7. Data Retention

Anonymous device request logs are retained for 90 days for abuse prevention, then automatically deleted.

8. Children's Privacy

phiFolio is not directed at children under 13. We do not knowingly collect data from children.

9. Changes to This Policy

We may update this policy from time to time. Material changes will be noted in app update release notes.

10. Contact

Questions? Email us at support@phifolio.ai.

Copyright © 2026 phi - All Rights Reserved.

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